Show 270 – Jan 28, 2019
Run Sheet ~ Garth, Zarn & Michael
Aussie Tech Heads Podcasting
Our Aussie Apple Ramblings
Tim Cook mingles with Microsoft’s Satya Nadella at World Economic Forum, touts Apple’s education ambitions
Apple CEO Tim Cook is in Switzerland this week amid the annual World Economic Forum. According to local reports, Tim Cook has mingled with the Armenian prime minister at Davos, as well as Microsoft CEO Satya Nadella, and more. He also offered an interview with Germany publication Bild to talk about Apple’s education goals.
According to Apple Must, Tim Cook sat down with Germany publication Bild this week to talk about Apple’s education ambitions. This interview comes on the heels of the company’s Everyone Can Create curriculum launching in new languages, including Germany.
In the interview, Cook explained that Apple sees education as “a great equaliser.” He noted that while not everyone is born with the same resources, everyone is born with creativity:
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Big Big News
New partners for Apple Pay this week. Apple has also updated its running list of bank partners from around the world with lots of new entries.
This includes CommBank in Australia which is one of the major banks in the country. CommBank announced last month that support would arrive sometime this month.
A bit of history
This piece from last April by Nicholas L. Johnson is a good overview:
We’re waiting for CurrentC.
That was the response from a host of major retailers when Apple launched its much-awaited payments app, Apple Pay, in October 2014. While Apple consumers were excited, many retailers didn’t see much benefit. Apple Pay was built on top of existing credit and debit card infrastructure. It was just a shiny new interface on the same old payment mechanisms.
CurrentC was going to be different. For retailers, it was a way out. Many merchants don’t like the 2% to 3% that the major card networks charge when consumers pay with credit. That was all going to change.
I think Johnson’s conclusion that CurrentC solved a problem for retailers, not for consumers, is exactly right.
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Apple Pay in Australia now lets users switch between Visa and eftpos on compatible debit cards, and avoid credit card fees
Apple Pay now supports dual-network debit cards in Australia. This enables users to avoid credit card fees at merchants that support eftpos (electronic funds transfer) at point of sale.
For now, this feature only applies to Australia where dual-network cards are quite common. The default Visa payment often sees customers incurring fees that they could otherwise avoid using physical cards.
The Choose Payment Option feature enables an Apple Pay user to select at time of purchase whether they want to use Visa or eftpos on their dual network cards.
Adding a dual-network card is the same as adding any other bank card to Apple Pay; just use the Wallet app on the iPhone.
If you have already setup Apple Pay, to see the new payment option interface, you will need to delete your current dual-network card and add it again.
From there, you can tap on your card and see a new control that lists the possible payment options, if there are multiple. By default, this will be set to Visa. You can simply tap to select the new default payment option.
To change to eftpos on Apple Watch, double-click the side button to bring up the Apple Pay UI. Then, firmly press on the display to bring up a picker menu of payment networks for the selected card.
eftpos is not compatible with overseas transactions, when making payments outside Australia, or Apple Pay on the web. Apple Pay in Australia will automatically select Visa payment in the latter case, but users will need to remember to switch manually from eftpos to Visa when travelling abroad.
A special call out to Hecydec for giving us a YouTube comment
Apple’s ‘Shot on iPhone Challenge’ offers chance for user’s photos to be featured in ads
Apple has asked iPhone owners to submit their best photographs to the Shot on iPhone Challenge, with images selected by the company able to be featured on billboards, Apple retail outlets and online.
Said to be “celebrating the most stunning photographs captured on iPhone,” the “Shot on iPhone Challenge” runs from Jan. 22 to Feb. 7, with participants submitting images via social media. A judging panel of ten experts will review submissions, and select ten winning images from the collection. The photographs will be featured on the Apple Newsroom, as well as the company’s Instagram, WeChat, Twitter and Weibo accounts, in Apple retail stores, on billboards and in Apple’s internal exhibitions.
Update ~ Prizes are now offered.
Apple locks Fortune’s ‘Most Admired Company’ title for 12 years in a row
Unfazed by iPhone sales or claims of stagnation, Apple on Tuesday claimed the top spot in Fortune’s annual “World’s Most Admired Companies” list — for the 12th year in a row.
Apple beat out rivals in every available reptutation category, such as innovation, social responsibility, financial soundness, and long-term investment value. Fortune’s rankings are based on top 10 lists picked by “some 3,750” executives, analysts, directors, and experts.
Sydney Morning Herald reported – Apple’s Aussie profits grew but its tax bill went down
Technology giant Apple’s sales in Australia grew by more than billion dollars last year, as our commitment to its iPhone remains unshakable, but the amount of tax the multinational paid fell.
Technology giant Apple’s sales in Australia grew by more than $1 billion last year lifting its profits, as our commitment to its iPhone remains unshakable, but the amount of tax the multinational paid fell.
Apple’s accounts lodged with the corporate regulator on Friday show it had total sales of $9.08 billion in the year to September 29, 2018 – up 13 per cent from $8.04 billion in 2017.
The iPhone maker returned a gross profit of $900 million from those sales, up from $756 million a year earlier.
But its tax bill fell by $18.8 million to $164 million.
Apple’s accounts also include a more than half a billion ($543 million, up from $512 million) in “selling, general and administrative expenses”, which are in addition to its cost of sales.
Including those unspecified expenses brings Apple’s profit to $396 million.
Using that figure, Apple’s accounts say it paid a tax rate of 30 per cent – Australia’s official corporate tax rate – with its total payment to the tax office consisting of a $119 million bill, plus $15 million in expenses not deductible for tax purposes, and an under-provision from previous years of $30 million.
In 2017 Apple had a higher under-provision, of $90 million.
The Australian Tax Office latest tax transparency report showed that Apple, and fellow tech giants Microsoft and Facebook were all paying tax at a rate of 30 per cent.
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The Age reported ~ Details of 1 million Australians added to giant marketing database without their knowledge
More than 1 million Australians have had their name and address added to the electoral roll and then automatically passed to global marketing giants without their knowledge.
Direct enrolment laws passed by Parliament in 2012 meant Australians no longer had to register on the electoral roll to have their details entered, with information of workers and school students scanned from drivers licences, Centrelink and records from the Board of Studies in each state.
The electoral roll has since been handed over to credit-check operators for identification purposes designed to help financial services firms such as banks, Afterpay and Zip, to run fraud, anti-money laundering and anti-terrorism checks, but four of those identity firms are now running global marketing operations using data analytics.
No government body has been able to advise if anyone is monitoring the companies for breaches of the electoral act, which carries fines for using the data in commercial operations, or if they are monitoring the separation of data between the companies’ identification and marketing arms.
The Sydney Morning Herald and The Age revealed this week that AXCIOM, Experian, Global Data and illion (formerly known as debt collectors Dun & Bradstreet) all have access to the electoral roll as “prescribed authorities”. In their secondary businesses, each boasts of their ability to provide marketing data analytics on millions of Australians to their clients but maintain they are in full compliance with the privacy act and do not use the data for marketing purposes.
AXCIOM and Global Data have not responded to multiple requests for comment. An auto-reply email from AXCIOM said “data monetisation awaits!”
The only non-marketing firm among the group, US credit check giant Equifax, had the records of 145.5 million hacked in a breach in 2017 was fined $3.5 million by the Federal Court last year for misleading, deceptive and unconscionable conduct.
A couple of FYIs to end
Find iPhone Encrypted Backup Password in Keychain on MacBook
Had a family member spend a night backing up the family iPhones to do “the pass down”, when they got a new one the other day.
When they came to do the restore from the encrypted Backup, they could not remember the password.
This is how you get the password back.
Open Keychain Access – in Utilities Folder
in Search type iPhone Backup
click Show Password
enter your computer login password
There it is!!
Yousician is an app for iOS and Mac and Windows & Android
Yousician is an educational app with a game component that helps beginners to learn guitar, piano, bass and ukulele, and supports professional musicians in their daily practice.
Simply Piano by Joy Tunes
Simply Piano is a fast and fun way to learn piano, from beginner to pro. Works with any piano or keyboard. Chosen as one of the best iPhone apps for 2016.
– Tons of fun songs like Imagine, Chandelier, All Of Me and Counting Stars, also J.S. Bach
– Includes courses for different musical tastes and playing levels
– Learn the basics step-by-step from reading sheet music to playing with both hands
– Slow down library songs to choose your own pace for easy learning
– Personalised 5-Min Workouts ensuring you progress fast and always succeed
All The Comic Books You Can Get For Free On ‘Free Comic Book Day’
This year’s Free Comic Book Day isn’t happening until May, but we already have a bit of an idea of what will be available come May 4.
Free Comic Book Day recently released a full list of this year’s free comics and it looks pretty fantastic. There are twelve Gold Sponsor comics and 39 Silver sponsors this year with options ranging from Avengers to Stranger Things.
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